|What Caught Our Eye (WCOE) Each week, we take a closer look at the cancer policy articles, studies, and stories that caught our attention.|
Some studies and research suggest that consumers have been very focused on premiums, without a complete understanding of other out-of-pocket costs for patients or even basic insurance concepts like deductibles and co-pays. As Lena Sun reported in the Washington Post this week, many new insured individuals under the Affordable Care Act do not understand their plans. These individuals, predominately low-income and low-literacy individuals, have never had access to health insurance before and they are confused when they are asked to pay for a service when they already pay a monthly premium fee. Sun’s article illustrates the problem through the lens of several different community based health insurance enrollment organizations and workers. This poses a risk to the success of the ACA because if individuals do not understand the basics of their plan (deductible, co-pays, premiums, etc.) this could serve as a barrier from them receiving care.
And, for a little ACA-related humor, Kaiser Health News featured the political cartoon, “The Elephant Never Regrets?” by Mike Smith of the Las Vegas Sun.